TERMS AND CONDITIONS

Overview and corporate details

Expat Biz Consult, as well as its affiliates and subsidiaries (collectively, “EBC,” “we,” or “us”), are listed on the official Expat Biz Consult website.

Investment banking, asset management, and wealth management services are offered globally by EBC.

These are the terms and conditions for the Expat Biz Consult websites, which can be found at “www.expatbizconsult.com” and its corresponding subdomains (collectively, the “Website”).

Purpose and scope

The use and access to the content that EBC provides on its websites is governed by these terms and conditions. EBC, however, retains the right to change the way the Website and its services are presented, configured, and filled, as well as the terms and conditions governing access and/or usage.

There may be extra terms, conditions, disclosures, and disclaimers (collectively, “Additional Terms”) on some web pages or sections of the website. For certain online pages or regions, the Additional Terms shall prevail in the case of a discrepancy between these terms and conditions and the Additional Terms.

Users implicitly agree to these terms and conditions in its current state at all times by accessing, browsing, or using this website.

Regarding this, “User” refers to the individual who visits, browses, or views the content on the website; “Registered User” is the individual who visits, browses, and registers in order to use, view, browse, store, and/or download content as well as use the website’s services.

Copyright notices

Expat Biz Consult or one of its subsidiaries is the owner of all writings contained on this website, including but not limited to all designs, texts, sound recordings, and photographs, unless otherwise specified in writing. With the exception of situations where the Copyright Act of 1976 (17 U.S.C. § 107), as amended, permits usage in whole or in part, they may not be copied, transmitted, displayed, performed, distributed (for payment or otherwise), licensed, altered, framed, stored for later use, or otherwise used in any way without the owner’s prior written consent, unless otherwise expressly stated here. You may download material and print a copy for your personal use, with the exception of any third-party exchange data, provided that you leave any copyright or other notices on the information you download intact.

Access is limited by local laws.

The Website and all of its content are not meant for use or directed at any person who resides in a jurisdiction where: (a) the distribution of that content is illegal in that jurisdiction; or (b) the distribution of that content is prohibited without the required licenses or authorizations from the relevant Expat Biz Consult member and those licenses or authorizations have not been obtained.

User commitments

Although there is no registration needed to access or use the website, users may need to supply personal information such their name and email address in order to use some functionalities.

The user agrees:

to acknowledge receipt of these terms and conditions and any documents forming part of them, and to abide by their provisions.

It is forbidden to disparage, mistreat, harass, molest, threaten, or in any other way infringe upon the rights of other users or third parties.

    a. should refrain from removing or attempting to circumvent any of the security measures put in place on the website.
    b. must abide by the current legislation.
    c. rights to intellectual and industrial property

The intellectual and industrial property rights for the information and materials, the structure, selection, organisation, and presentation of the content, services, and products made available through the Website, as well as the computer programmes used in connection with it, are owned or obtained by EBC.

No element of the User’s access, browsing, use, storage, downloading, or use of the services on the Website will ever be interpreted by EBC or the relevant rights owner as a waiver, transfer, licence, or partial or complete assignment of the aforementioned rights.

Therefore, the copyright notice and any other information identifying EBC’s or the respective owners’ rights contained in the content and/or services, as well as any technical protection measures or information and/or identification mechanisms that may be contained therein, cannot be removed, evaded, or altered by the user.

Any reference to trade names and brands, registered trademarks, logos, or other distinguishing signs, whether they belong to EBC or to other parties, implies that using them without EBC’s or their respective rights owners’ express approval is prohibited. Unless otherwise specified, access to and use of the Website, its content, and/or services do not grant the user any ownership rights over trademarks, logos, or other legally protected signs.

All rights to intellectual and industrial property are reserved. In particular, without the express written consent of EBC or the owner of the corresponding rights, as applicable, it is prohibited to alter, copy, reuse, exploit, reproduce, transform, communicate publicly, make second or subsequent publications, upload files, send by mail, transmit, use, process, or distribute in any other way any of the products and content included on the Website for public or commercial purposes.

Information provided by user

When a user submits any kind of information to EBC via the website and the channels made available for that purpose, the user declares, warrants, and agrees that he or she has the freedom to do so, that the information does not violate any third party’s rights to intellectual property, trademarks, patents, trade secrets, or other rights, that it is not confidential, and that it won’t harm anyone.

The User agrees to keep EBC harmless and bears all liability for any communication sent directly to EBC or on his or her behalf, including but not restricted to liability for the communication’s ownership, correctness, legality, and originality.

Obligations and assurances

The information on the website is for educational purposes only and is not meant to be a suggestion for any particular kind of transaction, investment, or other similar activity.

EBC certifies that, to the best of its ability and the limits of available technology, it has taken all reasonable steps to protect Users from viruses and other dangerous elements while also ensuring the smooth operation of the website.

EBC does not, however, guarantee the appropriateness or usefulness of the content on the website, nor does it assume any liability for any harm that may be inflicted, either directly or indirectly, on a third party by someone who violates the guidelines, policies, and instructions that EBC posts on the website or by someone who compromises the security of the website.

The User shall promptly contact EBC in order for suitable action to be taken if the User becomes aware of the existence of any prohibited or illegal content, or any content that violates the law or may be a breach of intellectual and/or industrial property rights.

Links

External Website Links

When third-party websites are linked to from this website, EBC disclaims all liability for any aspect of those websites, including but not limited to their functionality, accessibility, data content, information, files, quality, and dependability of any offered goods and services, the links themselves, and/or any of their content in general.

Any link that is established between the Website and a third-party website does not indicate any sort of cooperation, relationship, or dependency between EBC and the parties in charge of the third-party website.

Back links

In order to create any form of link to the Website, a User, entity, or website must abide by the following rules:
The link needs to be absolute and comprehensive, meaning it needs to display the entire screen of the website’s homepage and direct users to the website’s URL address with only one click. The connecting website may not, under any circumstances, reproduce the Website in any form or on its own or through any of its frames, or develop a browser to access any of the Website’s pages, without the express written consent of EBC.

It is forbidden to imply in any manner on the page creating the connection that EBC has approved it, unless EBC has done so in writing and in advance. When an entity links to the Website from its own page, it must first get EBC’s explicit written consent before using any of EBC’s trademarks, names, commercial names, signs, logos, slogans, or other distinguishing elements on its own website.

The creation of links to the Website from websites that contain information, material, or content that is illegal, demeaning, obscene, or otherwise inconsistent with public order, morality, or widely accepted social norms is not permitted by EBC.

Indemnity of Expat Biz Consult

In the event that the User violates these terms and conditions or misuses the Website, the User agrees to defend and hold Expat Biz Consult harmless against any claim, demand, cause of action, debt, loss, or liability, including reasonable attorneys’ fees. In the event that these terms and conditions are terminated, this indemnity will continue.

Cookies and privacy

Our Website Privacy and Cookies Policy outlines the Website’s cookie and privacy policies.

Modification and duration

By publishing any changes in the same format as these terms and conditions or by any other form of communication aimed at Users, EBC reserves the right to amend any or all of these terms and conditions at any time.

Thus, the duration of these terms and conditions is equivalent to the time that they are displayed, unless they are altered in whole or in part, in which case the altered terms and conditions will take effect and be posted on this website.

Notwithstanding the terms of the Specific Conditions, EBC is free to discontinue, suspend, or interrupt access to any or all of the Website’s content at any time without prior notice, and the User will not be entitled to any compensation. Any termination of these terms and conditions will not affect the above-mentioned restrictions on the use of content.

Miscellaneous

The interpretation of these terms and conditions is not altered, qualified, or expanded by the titles of the clauses, which are merely provided for informational purposes.

If a court, tribunal, or other competent administrative authority were to find that any provision(s) of these terms and conditions is/are null and void or inapplicable, in whole or in part, the other sections of these terms and conditions will remain unaffected.

If EBC does not exercise or carry out any of the rights or obligations outlined in these terms and conditions, this will not be interpreted as a waiver of those rights or obligations unless the business agrees in writing.

Authority and relevant legislation

The laws of United Kingdom will apply to the EBC Website and its contents.

Regarding the relevant law and competent authority, the connection formed between EBC and the User is regulated by current legislation. EBC and the User agree to submit all disputes and/or litigation to the United Kingdom International Arbitration Centre under UK law, and specifically waive any other jurisdiction to which they may be entitled, save in cases where the law allows the parties to submit to a jurisdiction.

Other means of communication

You can email us at [email protected] for any questions or concerns regarding EBC data protection.